Senior Care & Living 104: Award Season is upon us!! I mean out of town family comes in for the holidays, the gig is up!!! 🤷🏻‍♀️

A few short stories/scenarios to help me make my point.

Scene – Close up on Mom who is in her chair and on the phone with her son about 5 states away. Assuring him she’s taking her meds, she’s eating, she really has little to no struggles. Her biggest frustration is getting out to the store. Laughing at the stories he tells her about her grandkids. Comparing them to him as a child.

That holiday time of year is upon us. Families preparing to come into town and see their loved one they have not seen all year or two with the pandemic. Which in my position translates to award season. The award for the most compelling phone performance goes to Mom. The Phone calls went well. Mom is eating good, shes cooking things she has not in years. How does this become a busy season for me? I meet with families and try to understand what is happening at home, understand their loved ones needs. Show them the community and in most instances move forward with an admission. These award seasons are my busiest times of year, feel like I need a red carpet leading into my community.

When Moms son and his family arrive from out of town for the holidays they notice moms fridge is pretty empty and not that clean, there’s some questionable items in there too. Her house is not only not clean it’s falling apart. While you’re sitting on her recliner and thinking about what your next step is you notice a few pills on the floor around her chair. Her bedroom has a strong urine odor (she can not always smell it)

How can this be? She’s been cooking food I haven’t eaten since I was a kid, why is she so thin. Wait, was she lying? How did I not know that? Why is she not being honest? It is not until his wife starts pointing out that she needs a care plan in place before they leave that he realizes she right.

They begin calling home health care agencies, the pricing blows them away. She can’t afford $25+ per hour, they can’t afford to pay for the aid. Mom is also not comfortable at all with someone in her home touching her things, telling her what to do.

Her daughter in law suggests calling senior living options. He begins making some calls in the garage while his wife helps mom with laundry. The call is made to someone like myself, an appointment is set. When we meet most often than not they were not excepting to show up for the holidays and find out every call was a lie, an elaborate performance. Once I sit down with her son and his wife and they have gotten through the initial shock of what Moms life is really like. I hear and learn all about moms or dads amazing phone even Skype performances. (Some stories I even imagine mom bowing in my head at the crowd clapping and screaming Bravo!!! )

And the Award for the lead female performance goes toooo- Mom

We all like to live our lives a certain way. For the most part we do not like when other people tell us how we should live, eat, clean etc. Mom in this scenario is just doing what most of us would do. Try to keep our lives in order and in a manner we are used to. Everyone has their own way. No she didn’t always live that way but this is what she’s become accustomed to. She’s trying to keep her head above water, prepare and eat three meals a day, clean her house, take all her medications, errands etc. She is doing this to remain in her home, remain independent and remain the matriarchal figure you know and love. She does not want her family to think she’s struggling. No one wants to hear that they failed and an aid is being brought in. Some strange woman she does not know to tell her how to eat and tidy up her house. She certainly does not want this woman touching her things or reporting back to her children. It’s unfamiliar and scary.

Even though Dad who lives in New York notices that he is forgetting things and he is not himself lately. He is still going out for a drive to run his errands because he does it almost everyday and “nothings going to happen, nothing has ever happened.”

There are some things in life that we just can not believe until we see or experience it ourselves and even then for some it’s “not going to happen again” Dad does not know that he’s about to get confused and lost. He wouldn’t go if someone told him that was about to happen. Unfortunately that’s not how life works. We can’t tell the future and we for the most part think we can do what we want until we physically see or suffer the consequences of not being able to do that anymore. Dad swears he is just a few blocks away, the car got turned around he’s lost his sense of direction. He continues to drive until he gets on the right course home. The family is beyond thankful to the The police officer in Pennsylvania that pulled him over for a broken tail light. He wasn’t expecting a confused senior from New York in his day, but he’s trained to work with him. Thank goodness Dad had his wallet and the officer was able to call his family. When his daughter arrives at the Pennsylvania precinct she is shocked to see how disoriented her Dad was. How did she not see that coming?

And the Award for Lead Male performance goes to Dad!!!

Dad who is steady, put together, stuck in his ways, routines. His family noticed some little things here and there but almost no signs leading to this. His daughter knew he’s not been himself but she never imagined this would happen. Quite the opposite she thought taking him out of his daily routine would hurt him.

This is a traumatic day for Dad and what illness he is struggling with. This trauma Dad may not be able to shake , in fact it can create a whole new level of confusion for him. He needs a plan, he cannot just be driven and dropped off home. He needs a 24/7 plan in place right now.

If something feels wrong to you, if you notice something with your loved one. The best thing you could do besides sitting and talking with them about what they’re feeling and experiencing is to get them to a professional that can get to the bottom of things, diagnose your loved one and get the right medication and care plan in place. Until this all comes together you need a plan today, your going to sleep at his house or he’s going to sleep at yours. Either way someone’s having a sleepover until a plan is in place for the long term.

What’s next would be having care in place while your at work, what your cooking when you come home to them at night. When you help to bathe her etc. who’s staying with them while you run errands. Siblings taking turns sleeping on Moms couch at night or until they get a solid 24/7 plan in place, home health aids at home or a senior living community.

When we imagine what will happen when we can’t live/be alone is that you’ll stay with your family. Well the reality is your family may not have a spare room, too many stairs, they work, their children’s extra curricular activities, nights out. I see some sibling have Mom at their house this week, her sons house next week and back and forth. While this may be an amazing plan and solution for some families, it is not ideal for all families and not ideal for all seniors. There can be many factors to consider. Like Mom does not want to keep moving each week. It’s exhausting her. She feels like a burden. She wants her own space. Her loved ones notice her confusion and forgetfulness is progressing with switching houses weekly.

Caregivers want to do the right thing by their loved one. Often times caregivers are trying to respect their wishes and not be put in a “home.” Until something happens to break this cycle which is often caregiver stress. (Future blog on caregiver stress)

Often times it is stability that will help your loved one. A stable environment, a consistent daily routine, medications (all of them) scheduled and on time administered to them. Three well balanced meals, hot showers, fresh air on walks, a fun activity schedule of things to do when they want to socialize with people their own age. Having their meals with other seniors their age discussing topics they each find interesting. Is this a senior center, an adult day program, bringing home health aids in or a senior living community that will bring stability and routine to your loved ones days will depend on your loved, their needs and it will depend on how much more the caregiver can take.

Most seniors play Starring roles in their own lives when they try to mask or hide what they are struggling with. Some are upfront about it to their family and friends. Either way they are depending on someone to help them get a 24/7 plan in place. A senior living community can offer everything and more your loved one may need in one place. A variety of visiting physicians, well balanced meals served in a dining room, medication administration, activities they enjoy, live entertainment, trips out, grounds to walk or sit and enjoy the beautiful day. The right community is almost like living in a senior resort.

Try to recognize little or big things about your loved ones changing health status. Try to have a friend or neighbor stop in to see them when you can’t. Your parent ensured you were safe 24/7 when you were a child and now it’s your turn.

If you feel exhausted and run down by being your mom’s caregiver then be your Moms daughter again and consider all the options that can bring her the quality of life, care and assistance she needs and deserves and most likely a senior living community checks all those boxes. Now when mom has quality of care and quality of life you in turn will have peace of mind.

Up next- Senior Care & Living options 105: What’s are the costs associated with care? I don’t qualify for Medicaid. Wait, Do I?

Senior Care & Living 103: Alzheimer’s & Dementia – The first few steps to Keeping it Simple!!!

Having a loved one with Dementia or Alzheimer’s can take a lot of patience. There are so many emotions surrounding your parent, loved one, friend having dementia. It is not typically a surprise to your loved ones. You have brought it to their attention or they have been noticing something is off for a while now.

Recognizing there’s a problem:

The first step is to ensure the senior has a safe system in place 24 hours a day, 7 days a week while you get through step 2.

The second step is getting a diagnosis which will provide answers as to what has been going on with your loved one. The wait time to see a Neurologist can be months and months long. While you wait you should have the senior see their primary physician. A primary physician has often taken years to get to know your loved one and has had a long time to establish a relationship with them and one of trust. They will most likely run some blood work and/or urine test to see if there is any simple underlying condition causing the senior to be more confused, forgetful basically not themselves. (*More below on some examples of these underlying conditions below)

Physicians often see a glimpse of their patient. They are very routines visits and your loved one can be exactly who they always are at their visit. A primary physician may prescribe a medication to slow down the progression of a memory impaired resident, it may or may not be all they need or all the doctor can really do until you see a specialist. Also keep in mind a primary physician sees all ages of people and works with a basic approach to medicine. In that glimpse of seeing your loved one I have often noticed they do not like to “side” with the family initially on what’s happening unless something or a scary circumstance brought them there. They are not so happy about taking away someone’s freedoms based on a glimpse of a visit. (Which is why you may notice their resistance to take away a seniors drivers license or agree to an assisted living type environment if the senior is not on board) with no substantial situation to bring them there. Also important to note are the times you are not at the visits with their doctor and your loved one tells their doctor how their son is too busy for them, their daughter has her own family and has little to no time for them. “They are trying to stick me in a home.”Their physician has some sympathy for their patients and often sides with their independence. I personally think they do not want to be the one to take those freedoms away from their patient unless necessary. Not to say all general practitioners are this way but the majority tends to be reserved in their approaches.

Having a Geriatrician which is a doctor that works solely with senior citizens can be a bit more reassuring as they recognize all of their symptoms and take a more aggressive approach until or if a specialist is seen.

Here are some scary and what may seem like drastic scenarios but very common occurrences with someone that has dementia or Alzheimer’s and lives alone.

1. Mom had a kitchen fire forgetting the stove on. She has left the gas on and Fireman responded and neighbors are nervous she’s going to kill them.

2. Dad was found by police 3 states away when he only went to get lotto at our local deli.

3. My uncle is knocking on the neighbors doors in his building at 2am and the doorman said he is dressed and ready to go to work at 3am nightly now.

4. You are starting to notice on your visits that your loved ones mail is piling up which in turn results in their bills not being paid for some time now. Sadly this list can go on and on but in an effort to keep it simple I will just provide a few.

I meet with so many families that say my loved one had some forgetfulness but the last week or two they are unrecognizable and now they have full blown dementia.

This can be a UTI- urinary tract infection and antibiotics can help A senior to return to their normal self. For some this is a traumatic situation and they may not return fully to themselves but will come pretty close. Dehydration and poor hygiene are just a couple of the reasons a UTI can happen to someone. A UTI can be very scary to the senior and their loved ones. They can appear very disoriented, confused, they can hallucinate etc. For a first time caregiver they like most people and sadly some. Doctors do not always recognize that a UTI can have this severe of an effect on someone. I often ask families to go back to the hospital, the doctors office and insist they do a urine test. This is not always the answer but more often than not when someone has such a sudden shift a UTI has a good chance of being in play.

A senior being on a new medication can also present some misguided signs of a memory impaired resident and may need to revisit that with their physician immediately.

A traumatic event such as loosing a spouse, a good friend. Family moving away, depression, a pandemic or in which the senior is isolated in their home can all impact the residents frame of mind.

Isolation leads to depression leads to dementia. Which my profession has been preaching for years and years and now in this time of a pandemic more and more people can recognize how true this actually is.

The third step is to figure out a short term plan until you have things figured out or a long term plan depending on your loved ones needs. Is it a home health coming into the house for a few hours or do you need a senior living community right off the bat, perhaps you consider a respite (a short term stay) in senior living until you get more answers. The answer is really different in each situation. Be Careful!! Whatever situation they are in is going to progress or something is going to happen to force your hand in having care in place.

This cycle of events is common in most every situation. The senior wandered out, the neighbor found her at the store, sent to ER, sent home. Then the senior drove to church but wound up confused in traffic and hit a pole. To the ER, to home? Maybe not home anymore. Repetitive trips to the hospital will have the social worker there and doctor typically move you to rehab in an effort to hold you longer until a next step is in place. Not every senior can go home because the physician does not feel they are safe alone. It is then the reality of a doctor saying you need 24/7 coverage at the home or a senior living community.

Let’s face it a River will run in the exact same direction for centuries unless you place something there and change the current of the water.

For seniors if you do not break the cycle of events that put them in harms way, the cycle will progress and you are gambling with some serious consequences. A Senior living community that offers memory care can not only keep your loved one safe but also keeping them engaged and socializing with other seniors can change their quality of life and their days more purposeful.

The forth step is happening while you wait to see or have already seen the specialist.

There are so many enjoyable things that can be done with someone that has a memory impairment and in all different stages of their memory loss. Keeping it simple is key.

Always Keep it Simple.

Here are some

Do’s and Don’t’s :

Don’t– open the closet and say “what do you want to wear?” Do – Take out two outfits and say “Do you want to wear this or that?”

Don’t– Say “Hey Dad what do you want to eat?” Do – say “Dad do you want Chinese or Italian food?”

Don’t – say “Do you want to watch a movie? Which one? Do – say do you want to watch this one or that one?

( You get my point) simple choices all day enabling the senior to not be overwhelmed but to also feel included in their daily choices.

Spending some time with your loved one doing things they enjoy doing now and maybe some things they enjoyed doing in the past.

Baking, Gardening, Sewing, playing a favorite card game, put together a making a quilt project or whatever it is that sparks a light in your loved one. Quality time and patience make the world of difference. Maybe it looks differently, maybe she is just sewing buttons onto a material, it does not have to be perfect or even make sense it just feels familiar and enjoyable.

Music therapy can be effective at all stages of memory impairment. Even in the later stages if someone loves music, play their favorite songs. You will notice a difference in a music lover almost instantly.

Someone at the early stages of a memory impairment are battling to hold on to their memories. A large planner, some magazines, a glue stick, safety scissors and a pen/pencil is a great way to look back for seniors. They can cut out a photo of a dog and put it on the day you took them to the dog park, they can put a photo of a pie on the day you baked together. You can help them to make a note so they can look back. I had one family gift their dad an easy to use Polaroid camera and they would put that days photo memory in its spot in their planner. Some use it also look ahead, a Christmas tree on the 25th a birthday cake on an upcoming date to remind them what’s coming up. Simple but keeps them Busy and it’s theirs to manage.

Sensory stimulation are usually baskets or a box of items that a senior can have on their lap. Everyday items, buttons, different fabrics, clothing, items familiar to their past. They can be familiar, relaxing or soothing to someone with memory impairment. Especially in the mid to later stages of the disease. They can boost their self esteem, they can help them to communicate and encourage participation.

Was your loved one a mechanic, a cabinet maker etc. Bring in something safe that you may need their help in fixing or just bring in the old car and let dad work on it (safely) . Some screws, tools and some old cabinet(s). The littlest thing can help someone to feel productive and busy.

Aromatherapy & hand massages, are also both great relaxation therapies

I had worked with an elderly woman whose husband had Alzheimer’s and was living in our community. We probed a bit into his past, things he enjoyed, his daily routine. He owned a landscaping business for over 40 years. Each night after dinner they would sit in their yard, they each had their own chair, they listened to Italian music, ate fresh fruit and admired their garden. We set up his favorite chair in our garden, we played some of his favorite songs, some fresh fruit and his wife sat right next to him and enjoyed that time with him. He said not one word, he was not very verbal at this stage but it seemed to me no words were even needed. He smiled, he appeared less anxious, they enjoyed their fruit, the sun, the garden, their music but more importantly it created a moment for the both of them.

One of the most important things to know as a caregiver is to take care of yourself and be your Moms daughter not her aid. So many families have expressed how happy they were to be who they were supposed to be in their loved ones lives once they moved their loved one into a memory care community or they have found the perfect 24/7 supervision setup at home. Over time a caregiver becomes a chef, the housekeeper, the launderer, the nurse, the aid, the appointment transport, does all of the errands, the finances while they still manage their own life and family. You thought your life was chaotic now. A caregivers schedule will blow your mind.

Patience can be a virtue and especially if you are now a caregiver to someone with dementia. Don’t bicker and insist they are wrong. Five minutes after trying to convince Dad of something he does not see you are still a bit aggravated but Dad is not upset he’s moved on. The caregiver is left annoyed with him not understanding what the reality was, he’s not!

Simple ways to connect can mean the world of difference for some seniors, their struggle and their families.

Keep it Simple!

Up Next -104: Award Season is upon us!! I mean out of town family comes in for the holidays… The gig is up … 🤷🏻‍♀️

102: The Power of Choice. Is it Calm or Chaotic? You decide…

“The Power of Choice”

There are some things in life we have no control over. When you buy a house or rent an apartment, you look around the area, check the neighborhood stats, search for what you can afford. After looking at houses and apartments you finally walk into the one and say,

“I could be comfortable here”

When you go on vacation, you search for a safe, affordable vacation where you can relax and have fun. You choose where you live, often times where you’ve worked, you choose what you wear, what you eat. I mean let’s face it when a waiter asks, what we would like to order we do not ask the person at the next table, “What do you think I should have?” You have been making multiple life choices every single day for yourself since were a child. Good or bad you’ve made them. You have worked three quarters of your life to get to Retirement. Why when you finally arrive into your senior years and may be in need of someone caring for you, do you not want to be the one to decide on where you want to live?

We probably all know the answer to this but how many of you have gone senior living shopping? It is a rare occasion that I work with a senior and they say “I’ve been looking forward to this for years, sign me up.” Does it have to be a goal to move to senior living? No. But for as long as you can remember, you’ve chosen for yourself. More often than not, I would even go as far to say that 90% of seniors I have moved into senior living communities over 17 years did not reach out to me. They didn’t go online to look senior care or living options up (or their email would’ve triggered a referral at some point to me via a referral service.) Google is not a friend to all seniors. They didn’t call my community for information (which we know because a community would keep record of your initial call) They didn’t take a stroll up our block and stop in to get information. They actually look the other way in an effort not to feel they can relate to any of our residents sitting outside. Ignorance is bliss, let’s face it.

90% of my admissions happened because a child, a niece, a cousin, a friend, a lawyer or even a banker reached out because they noticed something is wrong. Often times the person they are calling about had a fall and broke their hip or their hip broke and they fell, wandered out in confusion and is in the hospital or rehabilitation and cannot return home. This can be for a multitude of reasons. Some of the many reasons someone can not go back home would include your house steps, your bathroom is on another floor, you need assistance with your ADLs (activities of daily living). You can no longer keep up with the cleaning and maintenance, you can no longer safely take your medications, the doctor at the hospital or rehabilitation does not feel you are safe by yourself, you can no longer cook for yourself (and no cereal and sandwiches are not balanced meals.)

Sometimes your loved one recognizes there’s an issue, most times they are being told you can not return home without 24/7 assistance in place or they need a senior living community. I can count on one hand how many times a social worker or doctor in a hospital or rehab told me, the senior actually suggested senior living for themselves. Let’s face it this is a chaotic time. You were not expecting to not go home and you certainly were not expecting anyone to tell you what you can and can not do.

Either way in these situations it’s happening and whoever is reaching out to me is going to choose for you. They are going to choose the community they felt good about. They are going to choose what kind of room they think you will like, what you can afford, who will assist and care for you. They are just trying to help you, they most likely have a family, a job and stress of their own. This is a very chaotic and stressful situation for everyone involved, more importantly the senior. Chaotic, traumatic events can lead to even more issues. All of your life you’ve been choosing and this most likely being the most important choice of them all and you often in those situations without research and/or a plan will have no choice.

I am not saying seniors should be skipping into communities in their area. There are some things that may be important to you, like that,

“I could be comfortable here.” feeling.

What feels good to you may be different for who is choosing for you.

I do have a high regard for those seniors that do research, visit and ask questions. They aren’t planning on moving to senior living but they are planning on where they will move if they have to. They know what areas they want, their budget or whom will take Their Medicaid. Because you are a private pay senior or you have Medicaid. One or the other and no in between. (Future blog on this topic)

If you are not in a hospital or rehab there may still be a need. Families reach out to me everyday for many reasons they feel like their loved one may need the support of a community. Maybe they recently lost a spouse (this is a traumatic time for the remaining spouse) maybe they are finding some medications on the floor near a chair, they notice you can no longer cook, so you are eating sandwiches, easy to grab foods, they notice you’ve been forgetful and they are worried. They come over or fly in from wherever they live to help find the right community and the hardest part of it all is when they then have to leave me and go talk to you about it. They don’t want to but they love you and are worried about you.

The other common occurrence is for couples. They have been together for many years and when one is struggling with health or memory issues. They do everything to keep their spouse/partner with them. No matter what, they want to be together. In a chaotic situation they most likely never saw it coming. They have managed it on their own until now or it is a sudden accident/sickness they were not expecting. Caregiver stress can break the healthier spouse down faster than the one they were caring for. Caregivers have taken on the care and stress of another person when they are seniors themselves. They rarely recognize that it’s happened until they have become sick and/or run down. Now one spouse is in a hospital/rehabilitation and the other is at home. The spouse in rehab can not return home. The spouse at home is relying on loved ones and family in this chaotic situation. What could be worse? Seniors that do not have family or have a niece or nephew far away and they can not or will not be there for you. The caregiving spouse is lost, nervous, convinced no one can care for their spouse but then. The spouse remaining at home alone or scrambling to move to senior living to be with their other half. This is typically a very chaotic situation. It is not one but two people to convince there is trouble on the horizon.

Now they are separated in their golden years, that wasn’t the goal, was it.

Though sometimes it is the goal. Mom is going to get hurt trying to pick dad up when he falls. Dad can’t take Mom snoring. One of them is exhausted because the other spouse suffering with dementia gets up at 3:00 am to get ready for work, if they aren’t on alert and ready to cue them to return to bed, he/she will one day make it out the door (AKA Wandering.) Many seniors move into separate apartments or their own bedrooms. One needs memory care and the other lives downstairs in assisted living and visits every day if they like.

Another common thing I hear is “Oh no, I don’t want to be in a nursing home.” Just an FYI Independent, Assisted Living and even memory care are NOT nursing homes. They are a much more homelike setting with a lot other amenities and freedoms a nursing home can not afford you. But the truth is if you don’t have a plan or recognize things are getting harder you will most likely have a traumatic situation that could then lead to you needing a nursing home. That was quite the opposite of what you were planning in your mind.

Caregivers, the power of choice and remaining together conversation (if that is the goal) can be a powerful tool when sitting and discussing senior living with one or two loved ones. Remember they’ve always been a team and now they are being told they need other people on the team.

I recently had a senior set an appointment, come to the community for information and a tour. I sat with her, showed her around, answered all her questions, she took notes, she had spreadsheets 😉 . When I followed up with her a month or so later she said “I have looked at a few places, I made folders labeled 1-4 in the order of communities I liked depending on what I’ll need, if I need it. I put the folders in my file cabinet and told my son, this is where they are in case you need them.” I commended her on choosing for herself. She didn’t move, she is not ready to or many never move. No one is forcing or pressuring her into anything. Maybe they are inviting her to events at the community. Yes communities invite you to show you what a good time they have, how good the food is etc. I am a firm believer these visits can often ease your anxieties about what you thought senior living was. This is a prime example of a calm search., a calm well thought out decision she’s made to be prepared. She has decided if anything happens and her family or herself needs to make a choice and choose a senior living community, shes the one that chose, because she had the power of choice, the whole time, like she’s always had!

It is not always the case that a senior will need senior living but as the saying goes. It is better to be safe then sorry…

Up Next- Senior Living Care & Options : 103 What are the Costs for Care & Senior Living. I don’t qualify for Medicaid. Wait, Do I?

Senior Care & Living Options: 101

There are many different senior living options and they each provide a different benefit and/or service for a senior citizen. They can also be titled as the same but licensed to offer completely different services depending on the respective state they are located in and the licensing they have or do not have in place. Because if they are providing any type of care or physical assistance at all they are governed by their state’s Department of Health. The licensed follow the regulations in which that Particular community is licensed for. What licenses they applied for and what they received. This is why one assisted living can allow wheelchairs and another assisted living in the area can not allow them. If they are not licensed then they provide housing and amenities and a separate agency brings in home health care services like an independent living community. The unlicensed communities are a different ballgame and I’ll go into that below. These very confusing and overwhelming details for someone who knows nothing about senior living, has a family, a full time job and is now their parents caregiver. It is so important for these reasons and so many others you will learn about as you read on will help you to understand how important it is to have the right senior living advisor guiding you through this maze. This will be crucial in your quest for the right community. A salesperson at a community may offer you some information and/or advice but keep in mind they are selling their company, their services and blatantly or quietly steering you away from their competitors. While I am not an expert on every state’s regulations and my experience is primarily based in the Northeastern part of the country. I have worked with over 10,000 families in approximately 40 states across the United States and Canada. In the end It will break down to what state you are in and then what each community is licensed to provide. Do you have the time to call every single community listed in your Google search? You may pull up close to 100 options in your area. You will have to call everyone to weed out what is not applicable and then go through the touring process.

Let’s start with the simplest of options and work up from there.

Adult Day Programs – Often referred to as adult day care. I don’t particularly like the slang term. This is often a medical module program. A medical model means there is a nurse, doctor or care professional (depending on your state) on their staff. The attendees need assistance while there, they offer memory care adult day as well. Which is very popular in the Northeast and most US cities. Each program is different. There are private pay adult day programs, insurance funded programs, Medicaid only, private pay only, English, Italian, Asian, Russian speaking centers etc. Based on the area’s demographic makeup will typically determine what’s available in your area. While there they will usually (based on their licensing) provide a social worker, a nurse, the manager, sales/marketing on staff In addition to their home health aids and dietary staff members. Each center may be different but will be similar in most regards. Most offer transportation to and from home, breakfast, lunch and a social calendar. Insurance covered programs will decide how many days a week the senior can attend. For the private pay it will be about how many days you want to go and how many days a week can you afford. They range from $90 to $150+ per day. Hours a typically in line with school hours 8am-3p or 4pm.

Senior Centers – are basically local social groups run by the seniors in those groups. They are crucial for any community in many ways. They are mostly funded by the city or state, local veteran and such organizations as well as privately owned. They meet weekly, they go on trips, excursions, they have a very active social calendar, meetings, parties, holiday events, senior living and health related companies bringing them gifts, meals and more to allow them time to address the group and let them know what their services offer. They keep very busy. Some seniors go once a week some centers offer two, three, four or five day options each week. If your loved thrives in this setting you will notice they are down/ depressed on the weekends when they are closed. If this is not a free center then it really comes down to how many days do they want to go and how many days can they afford to go.

Senior Citizen apartment buildings – Don’t we all have that one building in our community you drive by and the front of the building is lined up with seniors talking and relaxing on their fold out chairs. They are city or privately owned apartment buildings. For the most part they offer no services. If it is a city owned building, there is most likely an income bracket you need to fit into. It is typically a lower income bracket and/ or a lottery type system. If privately owned the rent is a little friendlier/lower than other apartments in the area. Perhaps a space smaller and seniors over the years referred one another. Over time they became primary senior populations. They look out for each other, have one over for coffee & swap family stories. One tenants daughter might look in on a tenant with no family and look out for them a bit. Maybe a card game or some social aspect they arrange on their own besides or just sitting outside. Those that need assistance pay for or their insurance has a home health aid come in just as they would in their home.

In Home Care Home Health Aids & Companions – An in home health aid service in your home for a certain amount of hours per day and a certain minimum amount of days per week or full time 24/7. For some this is about how many hours/days your insurance approves for you in particular. For others it is what you can afford. For those seniors with strong assets you will pay and you will pay dearly, more than you ever estimated in your mind. If you have not had a bad experience with a home health aid/agency you have heard one from another that has. Unless you are that 1 in 100 that finds a sweet, caring, trusting home companion or home health aid (aka HHA) you are more than likely getting mediocre services or a complete nightmare depending on where you live and the pool Of HHAs available to any given company. Another important reason you should be with a reputable company (which is not always the solution) a referral from someone that has worked with that person. A company will drug test and run a criminal background check. The current national shortage of health care workers is not going to improve this situation anytime soon. Fortunately there are many companies owned and operated by some very good people though you may be pressed to find one in your area. Those with a good aid usually know when they have hit lotto in that regard. A great aid, an amazing companion and a good person who treats your mom, dad or loved one with the Respect & Dignity they not only deserve but how they would treat their own Parent. When a senior needs assistance with ADL’S (activities of daily living) grooming, dressing, toileting, showering, medication reminders or administration, light meal preparation, escorts to medical appointments. When a senior chooses to live at home it is a rare occasion that insurance covers 24/7 home health aids for you. Those seniors will rely heavily on their loved ones when their aid is not there. An approved aid by your insurance company can range from 4 to 8 hours a day 3-7 days a week as the average. A privately paying senior will begin aid service at $24-$27 an hour!! An hour!! If you require a 24/7 HHA with you, you will need to supply them a bedroom and when they sleep you will need to hire another aid. (I will go into further detail on this in the future.)You still of course have to buy your food, now buy the aid food, utilities etc. Basically your still paying for each bill individually on top of the aid. Make sure to invest in a top surveillance system you can watch at anytime. Hidden or not. Besides needing to know how they are treating your loved ones, this will be key to knowing if your loved one has fallen when alone, leaves the stove on, is in danger or is about to wander out their homes.

Residential Care Homes – These are homes that look like homes that me and you live in on any given block. It will vary in each state how many people can reside in one house but it is typically 6-14 people at the maximum. This home will offer a visiting doctor, a nurse during certain hours, a social worker or house manager and staff to run the house. In some cases a nurse, a doctor, a social worker will own and run the house. These homes require an assisted living license. Residents live in a home like environment, they sit on their porch, in their yards, they have meals in the dining room, watch TV in their living rooms in a smaller setting when compared to larger facilities. Some homes care for a frailer population. Some specialize in memory care. They are typically lower in cost than larger assisted living communities. I Recommend double and triple checking the reputation of each home you’re looking into or again have the right senior advisor assisting you. Finding a good residential care home is not an easy task. In the metropolitan NY area it’s almost impossible to find. Staten and Long Island have a handful. In other states there can be 5 on one block. It will vary depending on how easy the state made it to license and operate them. Costs can begin at $2400-$6000+ per month. Keep in mind when they look like your home, they will have stairs. Which can be a huge issue for some.

Retirement Communities – aka 55+/ Village type living- min of 55+ yrs These are communities in where you purchase your home, you pay a monthly maintenance fee to maintain the grounds. A clubhouse, social gatherings usually arranged by a group of people that live there or depending on the size of the development and how much they want to be involved in your daily life they may have extensive social opportunities. Some equipped with a life alert type system. Depending on where you live and how active your community is you should consider some things. Are you healthy and active and plan to live there for many years? Because if not, is it worth it? The resale value is not great and because the older live there, people pass away, they need higher care and have to move etc. in these types of communities you are not showing your house to all the buyers. Your home will only appeal to a small percentage of the pool of buyers looking because the majority can not afford it or does not want it and there will likely be 4 other homes for sale just on your block at the same time. Not a lot of demand in some states. If you are a very independent and not a very sociable person what is the benefit really moving from your home to this? These also depend on the state but in the Northeast range from $500,000- $850,000+ purchase( plus the maintenance fees, cable, phone, utilities etc. ) In other states these “village” type set ups can be life saving for active seniors living their best lives. Sadly in NYC area and other across the country the senior has to sacrifice living near their families and move to a state that offers them.

Independent Living Communities- 62+ yrs and older but they are not licensed communities and so it’s up to each owners discretion on age. In most independent living communities the building provides your housekeeping, laundry and/or a laundry room to do your own, maintenance, recreation program, parties, excursions an executive director, front desk concierge and Most will offer a la carte services and some will provide all of your meals and some you can make your own, some you can buy a breakfast plan, lunch or dinner. Some will offer a kitchenette, some a hot plate. There are some that even offer a memory care area. It is so different in every independent living and so it will be important to research them carefully if considering. They are not licensed so they answer to no one. This can be a great thing and not so great depending on the community, who owns it and yes, who runs it! Because they are unlicensed they provide zero assistance for anyone that lives there. They can call an ambulance for you. They may bring in a visiting doctor and or a nurse service to take vitals once a week/month they all will vary. If you need help from a home health aid your insurance will provide as they do in your home or you will pay to have one from an outside agency, or an agency who’s office is in the building and they pay rent to be there. Hence the term Independent living with on-site services. Some communities have mastered this advantage. One in particular I work with in NYC has over 21 home health care agencies each specializing in a different care needs they can call on for you. They can range from light help with just showering and go to up ventilator care. Remember they are not licensed so they do not have the strict restrictions that assisted living communities do. No one governs them. I have seen some of the downsides of Independent living with some families and I have helped families at nursing home levels of care live in independent living because they had a very different quality of life and their family had no restrictions on being with them. While At the height of the pandemic when people could not see their loved ones in person and relied on window or zoom visits in the licensed care facilities. The residents living in independent living communities were for the most part gathered in their dining rooms months before assisted livings were. Their families could go into their moms apartment and the sales teams were walking by you all day every day with tours showing them the building. As you can see each independent living building is very different from the next.

Assisted Living Communities- You have executed a residency agreement upon admission but you basically have a month to month tenancy and with 30 days notice in most communities you can move out and not owe them any money but for the time you were there. Age typically beings at 62. More and more communities are accepting as low as 55yrs old now. Some can even accept a senior in their early to mid 50s depending on their licensing and the care needs of the prospective resident. Higher acuity communities will hold an EARL license to support and provide care to the enhanced / higher care need residents. While two assisted living communities can each have an EARL license, one community may provide higher acuity care services than the other. One may offer services that include a hoyer lift while another may not feel comfortable providing that care. One community may accept you with higher wound care needs than the other. It will vary as some communities are more comfortable with their nurse and may have more confidence in their home health aids than others. Some do not want to take the risks of higher are. Assisted living communities are unable to care for seniors that require a skilled nursing level of care. such as a sliding scale diabetic, a ventilator, a feeding tube and many more diagnosis. They are not licensed to care for those seniors. Can you see now why some independent living communities take advantage of their No-license status. The department of health governs all assisted living communities. While this has so many advantages it also like everything else has its downfalls. The Dept of health decides important aspects of your daily life in assisted living communities, right now more than ever before. Pandemic related illnesses, The worst flu in years coming our way, Mycoplasma bacterial infections. This list is endless these days but in my opinion a lot of their focus is misguided. In January the Dept of health mandated assisted living communities to fill out a 15+ page application for a resident requiring certain equipment like hospital bed. Now the doctor has little to no say. 1 in 10 people are now approved to have one in a facility. Previous to January it was 8-9 in 10 as the only one to ever deny them was their insurance company and coverage related reasons for the most part. In my opinion they have bigger things to worry about these days like infection control but who am I.

Memory Care Communities– sadly the memory impaired communities residents are entering at younger ages every year. 45+ yrs old with the average age between 62 and 85. A memory care community is a licensed assisted living community and varies in each state. In NY a facility with a secured memory care will have a SNARL license. It is a special needs license. In Some states a community is entirely made up of memory care. NY not so much. I was the sales leader in the largest memory care facility in the metropolitan area. Which was still only two floors in an assisted living community that had three other floors that were not memory care. There are more every year popping up in our surrounding states though and very popular across the country. Up until the last 5 or so years it was a struggle to fill your memory care and keep it fill. In addition to the Baby Boomers coming our way, Times are changing and we may see quite the opposite set up in the years to come. Most memory care floors are located in an assisted living community. When you walk into memory care you are in a whole other community within that building and separate from the assisted living residents. It should primarily be set up that way for many reasons most importantly you hold a SNARL license because you have met the requirements of the Dept of health to have that secured environment. This is separate from assisted living residents who do not have restrictions when it comes to just walking out the front door for air. A memory care resident walks out the front door for air they are not capable of understanding where they are or how to get back to their floor and are instantly at serious risk for elopement. A memory care community typically has its own staff, it’s own dining rooms, it’s own recreation program and a secured environment where they are safe. Up and down in elevators and into large lobby’s is very overwhelming for most memory care residents. They should have the freedoms to walk around and even outside in the adjacent courtyards depending on how each building is set up, in a safe and secure environment where staff is with them or supervising them at all times. Their meal times are geared to their needs, their activity calendar will be specific to who lives there and things they enjoy doing.

Respite Care – Respite is a short term stay. It can be a a weekend to few days to a few months. Depending on where you are staying for your respite will determine your costs. Independent, Assisted & Memory care living are typically the minimum of 30 days depending on your state and what facilities are offering it. Most will charge you an extra fee per day until you leave or convert to a permanent resident. Rehabilitation though not a long term solution is not technically considered a respite stay. Some organizations may offer respite stay to caregivers. If it is not being offered as a free service then you are paying for it and maybe a little bit more but they are setting you up furnished and bring clothes and toiletries. Either way, it’s a short term stay.

Rehabilitations– Rehab is a short term living arrangement to provide you physical, occupational and speech therapy services following your medical situation. There is acute and sub acute rehab care. Acute care is a intensive rehabilitation for seniors who have suffered a debilitating illness or injury. A candidate for Acute care would be someone who had a surgery, a heart attack, stroke, pneumonia, COPD and other debilitating illness’s. You can typically withstand 3 hours of therapy 5 days a week. You are improving your quality of life by being provided constantly moving goals. Your stay is shorter as you will meet your goals sooner here. Sub Acute care is intensive therapy for seniors who cannot withstand the longer therapy Acute care offers. Your whole care team is working together to achieve frequent short term goals. These are critically Ill seniors. Therapy will be 2 hours or less each day. The focus is on regaining strength, mobility, and long-term functionality over the course of therapy. A combination of physical, occupational and speech therapy will typically deliver results. Their therapy can also include holistic and respiratory therapy. A candidate for Sub acute care would be someone with terminal illness, A GI tube, intensive wound care, long lasting major stroke issues, cancer, severe malnutrition or eating disorders. Sub acute care allows seniors to take their time to recover. In the NY & surrounding areas and in most states you are entitled to rehab after 3 consecutive nights in a hospital. You enter either rehabilitation options from a hospital, almost never to rarely from home. You are most often (insurance varies) entitled to 100 days a year for rehab services under your Medicare insurance. Nearing the end of your rehab stay your social worker assigned to you at rehab will discuss with you the discharge process, what your living options are and how they can help you get to a care facility or have the services you need set up and ready for you to return home. Some seniors can not return home and are not assisted living candidates and will need a nursing home bed. These seniors require a skilled nurse available 24/7. They will move from the short term rehab bed they are in to a long term bed whether in that facility’s long term bed area or another facility’s long term bed.

Skilled Nursing Facilities – AKA Nursing Homes- A nursing home. Many families I have worked with over the years think they can just place their aged relatives in a nursing home. What they never knew was not everyone is a candidate for a nursing home and you get there via a hospital stay. To be a true nursing home candidate interprets to you needing a nurse at your disposal 24/7. Such as a ventilator patient, a feeding tube, a sliding scale diabetic and the list goes on. Keep in mind if you live in a nursing home you can still have a medical emergency that will require you to go to the hospital then rehab in some cases and then back to skilled nursing.

Hospice & Palliative Care – Hospice care is a type of care that focuses on a terminally ill patient’s pain, symptoms and attending to the emotional and spiritual needs at the end of someone’s life. While hospice care provides you food and water hospice care prioritizes comfort and quality of life by reducing pain and suffering. When you decide on hospice care you are no longer going for tests, you are not going to hospitals for that hospice related illness. It is a comfort measure through end of life. There are hospice houses but keep in mind assisted living is your “home” and hospice care comes into most communities and the patient is able to go through end of life in their respective communities, in their homes or in a hospice house. Palliative Care is for someone living with serious Illness at any stage. It is comfort measures through the Illness while hospice is brought into the mix during the final weeks/stages of someone’s Illness. 5-23% of people graduate from hospice alive.

CCRCs and FFSCCRCs – Offer of a little of everything. CCRCs are continuing care retirement communities. As with all we’ve read about above it has its pros and some serious cons. In some parts of the country this is a very popular senior living solution. FFSCCRCs are fee-for-service continuing care retirement communities. These communities offer residents all levels of care. Some seniors seek these facilities out and when I probe them as to why the most common response is “I’ll never have to move again.” Weeeell, not necessarily. Most CCRCs require that admissions move seniors into their independent living accommodations not directly into assisted living. They prefer that one ages into that care when needed. Just like they may to the memory care or skilled nursing services on campus and it is their definition of continuum of care. There are generally very high entrance fees that can range depending on location from $150,000-1,000,000+ .Each company’s contracts will read differently but most will offer a percentage of that entrance fee back should you move in the future or pass away. In the event of death it is arranged for your family to receive. Again every company is different some will offer 50-80% back and they will all have different terms and conditions. Here are some of my feelings on them. What happens if the company goes bankrupt? Are you getting the entrance fee back? Let’s go back to when a senior says “I’ll never have to move again.” It feels quite opposite. You move to independent living, you settle in. Your entrance fee by the way is just that, you still have to pay monthly for apartment rentals possibly a la carte services like a meal plan etc. You have friends there now. Mary’s your best friend now. You dine with them, socialize with them, spend your holidays with. One day you fall and break your hip or more commonly and under diagnosed your hip breaks and so you fall. After rehab it seems you now need assisted living. Goodbye Mary, I’m being packed up and I have to move to the assisted living building. Now you are paying the monthly fees, the rent and the care fees. You settle in, all new staff. Staff and new neighbors have to begin to get to know you and vice Versa. You try to make new friends and begin again. A year or two later you now have a feeding tube and that requires skilled nursing. You are packed up and moving again to the nursing home portion of the campus. Nursing home level of care is a much higher fee. Now here you are at end of life and the staff is unrecognizable, you do not know any of the patients. End of life seems to me to be much more lonelier than you imagined and as you lye there and reflect you realize you’ve moved 3 times since you moved in. That’s an awful lot of moving for someone who paid a half a million dollars plus monthly fees (equivalent to fees in an assisted living community) only assisted living didn’t have that huge entrance fee.

There are a few other options becoming more popular amongst the younger generation of seniors trying to keep their head above water during a pandemic with inflation going through the roof and their paychecks getting a $50 increase this year to help offset this for them. Isn’t that so nice of social security. Some seniors these days are choosing options such as cohousing, living on cruise ships or sadly shelter.

Whichever option you need and/or decide on, Please do your research or consult with an advisor Like myself. Be careful of what you click on in your search. You may think you’re calling a community but a service is about to attempt to assist you in the search. Some will be invaluable to you and some are just trying to make a buck..

I hope I have brought answers for some and shed light for others.

Thank you so much for reading through my first weekly Senior Care & Living options blog. Amm